Rasool Allah ﷺ said if a Muslim not able to do Sadqa (Charity) then he should recite this Darood e Saqda in his prayers, Allah will reward him for charity.
Narrated by Hazrat Abu Huraira: Rasool Allah ﷺ said that recite this Darood on me, it will be charity for you.
That is why you should recite this Darood e Sadqa several times a day.
Darood e Sadqa with English Translations
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